Checking Accounts (Share Draft Account)

Helping your dollar work harder                                       

Spending money to make money can make sense. But not when it comes to checking accounts. Fees, hidden charges, excessive minimum balance requirements, and accounts that don't earn interest all eat away at your ability to make your money work for you.

Keystone Checking*

  • Dividends earned on balances greater than $300                
  • Initial minimum deposit of $25
  • $8 monthly fee - unless member maintains a minimum checking balance of $300
  • Free internet banking
  • Free bill pay available**
  • Overdraft fee: $35 per item


 * Members with checking accounts are eligible for Debit Cards, pending approval of management
** Bill Pay available upon request, pending approval of management