Privacy

WHAT DOES KEYSTONE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the ritht to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
How?

All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons chooses to share; and wheter you can limit this sharing.

 

 

 

Reasons we can share your personal information Does Keystone Credit Union Share? Can you limit this sharing?

For our everyday business purposes -- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes -- to offer our prioducts and services to you

Yes No

For joint marketing with other financial companies

Yes No

For our affiliates' everyday business purposes -- information about your transactions and experiences

Yes No

For our affiliates' everyday business purposes -- information about your creditworthiness

Yes No

For our affiliates to market to you

No Not shared

For nonaffiliates to market to you

No Not shared

 

 

 




 

 

 

 

 

 

 

 

 

 

 

 

 

 

Who we are

Who is providing this notice?

KEYSTONE CREDIT UNION
What we do
How does Keystone Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

Keystone Credit Union restricts access to non-public personal information about you to employees who have a specific business purpose for using it.  Our employees are trained on the importance of customer privacy.

How does Keystone Credit Union collect my personal information?

We collect your personal informaion, for example, when you

  • open an account or apply for a loan
  • show your government-issyes ID or use your credit or debit card
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes -- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you 
Definitions
Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Our affiliates include financial companies, such as; CUNA
Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Nonaffiliates we share can include companies, such as credit bureaus, data processors, credit and debit card processing networks.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include companies taht provide insurance products, sucha s Accidental Death and Dismemberment Insurance and Group Term Life Insurance.