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What is an Overdraft? An overdraft occurs when you do not have enough money in your account to cover a transaction. We can pay the item by automatically transferring the funds from your savings account.
We will NOT authorize and pay overdrafts for the following types of transactions, unless you request us to do so (See Authorization Below): ATM transactions & Point of Sales (POS) everyday debit card transactions
I DO want Keystone Credit Union to authorize and pay overdrafts on my everyday ATM and point of sales debit card transactions
I DO NOT want Keystone Credit Union to authorize and pay overdrafts on my ATM and point of sale debit card transactions
By Signing below, I/we agree to the terms and conditions of the Membership and Account Agreement, Truth-inSavings Rate and Fee Schedule, Funds availability Policy Disclosure, if applicable, and to any amendment the Keystone Credit Union makes from time to time which are incorporated herein. I/We acknowledge receipt of a copy of the Agreement and Disclosures applicable to the accounts and services requested herein. I/We are hereby applying for the Keystone Credit Union Debit MasterCard and acknowledge that I/We agree to the terms and conditions of the Debit MasterCard Agreement and the Electronic Services and Information Disclosures and may be subsequent changes in terms and conditions that may occur. Request is upon approval of our application by the issuing financial institution.
ROUTING NUMBER: 311989645
Monday - Friday: 8:30 am - 5:00 pm
Saturday: 8:30 am - 12:00 pm
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