Rates

Contact us if you have questions about our rates.

Savings Accounts
Regular and Special Savings
Regular and Special Savings Interest Rate APY
Under $10,000 0.15% 0.15%
Over $10,000 0.46% 0.46%
$5.00 minimum deposit to open Savings Account. Rates quoted are 1st quarter 2013 rates. Rates are subject to change. Fees may reduce earnings on the account. Rates may change at any time without notice after the account opens. What does APR and APY mean? APR means Annual Percentage Rate and APY means Annual Percentage Yield. The dividend rate is the rate used to calculate dividends on the amount in the account or certificate. If the dividends remain in the account, and are not withdrawn by the member or joint owner as is their option, then dividends are calculated and earned on these dividends too, as well as on the balance in the account or certificate. This is called "compounding interest" and results in an annual dividend rate yield higher than the regular dividend rate. Rates and APY as of 01/15/2014

IRA
IRA Share Accounts
IRA Share Accounts Interest Rate APY
Under $250 0.15% 0.15%
Over $250 0.60% 0.60%
Rates quoted are 1st quarter 2013 rates. Rates are subject to change. The dividend rate is the rate used to calculate dividends on the amount in the account or certificate. If the dividends remain in the account, and are not withdrawn by the member or joint owner as is their option, then dividends are calculated and earned on these dividends too, as well as on the balance in the account or certificate. This is called "compounding interest" and results in an annual dividend rate yield higher than the regular dividend rate. Rates and APY as of 01/15/2014